Navigating insurance claims for windshield repair or replacement can be a daunting task. Those long wait times to talk to your insurance and whether to repair or replace your windshield and, what shop to choose can be some of the challenging questions on your mind. That’s where MyGlass steps in – your reliable ally in ensuring a hassle-free experience. Our dedicated team is committed to providing top-notch insurance claims assistance that takes the stress out of the process.
Insurance Claims Process
Here’s a step-by-step guide to how we handle insurance claims:
Visit or Contact MyGlass
Bring your vehicle to our location or request our mobile windshield repair service, and our expert technicians will assess the damage and let you know if auto glass repair is possible or if replacement is required.
Show Your Insurance Certificate
Present your insurance certificate to our team. If you’ve comprehensive insurance coverage, you won’t need to pay anything for windshield repair. For replacement, you pay only a deductible. If you only have liability coverage, get in touch for a quote. In this case, you will have to pay out of pocket.
We Handle the Insurance Claim
With comprehensive insurance coverage, we will get in touch with your insurance provider and file a claim on your behalf. You can rest assured that we’ll navigate the paperwork and communication with your insurance provider efficiently.
Expert Windshield Repair
Our skilled technicians will proceed with repairing or replacing your windshield using high-quality materials and advanced techniques to ensure lasting results and your safety on the road.
Who pays for repairs – insurance or me ?
- Liability Insurance Coverage
For customers with only liability insurance, typically auto glass repair or replacement is not paid by insurance. Our team works diligently to provide affordable options for windshield repair & replacement while ensuring top-notch quality and safety standards are met. - Comprehensive Insurance Coverage
If you’re covered by comprehensive insurance, you’re in luck. MyGlass takes care of both your windshield repair or replacement and the insurance claims process. With comprehensive coverage, windshield chip repairs are paid 100% by insurance. For windshield replacement, you only pay the deductible.
What is a Deductible and who pays it?
A deductible is the amount of money that an insurance policyholder is required to pay out of pocket before their insurance coverage kicks in to cover the remaining costs of a claim. In the context of windshield replacement, the deductible applies to the cost of replacing or repairing the windshield.
For example, if a policyholder’s auto insurance policy has a deductible of $500 for comprehensive coverage, and the cost of replacing the windshield is $1,000, the policyholder would be responsible for paying the first $500 of the replacement cost, and the insurance company would cover the remaining $500.
MyGlass can help you pay your deductible. Ask us for details.
Impact of Filing Claims on Insurance Premium
A vast majority of auto glass claims originate from objects hitting the vehicle glass on the road, or from flying debris or falling ice or hailstorms. Filing auto glass claims typically doesn’t have a significant impact on your insurance premium. Many insurance companies treat glass claims differently than other types of claims. They often consider them to be “no-fault” claims, meaning they are not considered a reflection of your driving record. As a result, filing a glass claim usually won’t lead to an increase in your premium. However, it’s always a good idea to check with your insurance provider to understand how they handle glass claims and if there are any potential impacts on your premium.
Enjoy Hassle-free Insurance Claims
Experience hassle-free insurance claims for windshield repair & replacement within our service: Mississauga, Oakville, Burlington, Toronto, and GTA. Contact MyGlass at 905.407.4111 or get an online quote.
